The AI Operations Report 2026: Financial Services

Go Inside 150 Financial Services Organizations Running AI

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Financial services leaders are committed. Returns are falling short.

From governance and human oversight to data readiness and post-launch operations, this report reveals what it takes to scale AI in a highly-regulated industry.

74%

Of financial services leaders say AI is making them more competitive.

61%

Say ROI isn’t meeting expectations.

How to Use the Report

Benchmark Your Program

See where your AI initiatives stand against 150 financial services organizations across banking, insurance, and wealth management. Find out why 67% of firms say data is where AI efforts most commonly stall.

Spot the Patterns

Understand what separates the firms getting more from AI from those getting less, and where the operational gaps show up. 94% of firms with dedicated AI ownership report measurable business value, against 75% for the industry overall.

Apply the Findings

Get guidance for running AI as an ongoing discipline. In financial services, 51% of organizations report more maintenance than expected as agents scale, data changes, and use cases expand.

Resource the Work

Running AI is its own job, not a second one. 68% of firms say team bandwidth is the biggest limit on the AI they can run successfully. See how leading firms build dedicated capacity for the post-launch work—monitoring, data, governance, and refinement.

The technology itself worked well, but internal processes slowed us down.

Chief Revenue Officer, Insurance

Meet Our AI Experts

Brian Gannuscio
Chief Digital Officer

Sam Taylor
Senior Director, Innovation & Emerging Technology

Angie Lingk
VP, Financial Services

The work of making AI work in 2026 is operational.

Dig into how legacy data silos, governance gaps, soft ROI metrics, and stretched teams play out across 150 financial services organizations.

Get the Report

By submitting this form, I understand that Coastal will process my information in accordance with its Privacy Policy, which may include sharing my data with sponsoring partners. I may receive marketing communications with exclusive invitations, relevant tips, insider perks, and more. I understand that I can unsubscribe at any time by following the unsubscribe link at the bottom of any email I receive. To learn more, please visit our privacy policy.